Introduction
This article covers how Coign sets your credit limit and what to do if you'd like to lower it. Credit limits are determined during the application process using your credit score along with several other financial factors, so we're not able to estimate a limit before you apply.
What will my credit limit be with x credit score?
Currently, we have several financial factors along with your credit score we use to determine credit limits, as well as approval odds. Unfortunately, we would be unable to determine a possible credit limit without the application being completed.
Can I lower my credit limit?
You can! To lower your credit limit, we would need to speak with you over the phone for security purposes. please feel free to reach out at 833-690-2471 during the following hours:
Monday-Friday: 7am - 6pm CST
Saturday: 9am - 2pm CST
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