Credit Reporting FAQ

Introduction

This article covers how Coign handles credit reporting: which bureau we report your account activity to, and what to expect for your credit score when you apply for a Coign card.

Do you report to credit bureau?

Yes! We are happy to announce Coign is now reporting your account activity to Transunion. You have worked hard for your credit rating!

Will my credit be affected when I apply?

When Coign runs the application, we do have to run your credit report. This will show up as a hard inquiry and may affect your credit score. For more information, you can reach out to TransUnion on how a hard inquiry will affect your score.