Introduction
Why new applications are paused, how to get on the waitlist, and what we consider when reviewing applicants.
How do I apply for a Coign card?
The support and excitement have been overwhelming. In fact, so many people have signed up to Spend Right that we've hit a temporary ceiling. For that reason, we've temporarily paused new applications. But don't worry — we'll be accepting new applications soon!
When will I be able to apply?
We do not have a date right now but keep an eye on your email and our newsletter when we open up them up again. As soon as applications open back up, we will let you know!
How do I sign up for the waitlist?
By filling out the form on coign.com, you will automatically be placed onto our waitlist.
I want to apply but I only have a (fair, good, poor) credit rating. Do you have a product for me?
We have many factors that determine eligibility for our card and the credit rating is one factor. Our current cards are designed for someone with excellent credit but please keep an eye out on our website. We are always looking to add new products.
What is Considered Excellent Credit?
Applicants who pay their bills on time, have a low credit utilization rate, and manage their debt responsibly can have an excellent credit score, but we consider several factors before approving an applicant.
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